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Getting Married


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Welcome to the beginning of the rest of your life! You and your spouse have big dreams together. Owning a home.  Starting a family. Enjoying a blissful retirement. To make those dreams a reality, you have to be prepared. Not only to make the most of the promise the future holds, but to rise to the challenges that meet you along the way.

It’s not just you anymore

It’s the two of you against the world. Together through thick and thin. It’s an exciting new life. But it also raises a lot of new questions.
• How should you be filing your taxes?
• Should you have separate or joint bank accounts?
• Do you need to make out a will?
• Whose health insurance policy should you keep?
• What kind of life insurance do you need?
 
And that’s just the beginning. Need a little help figuring out where to start? Along with your advisor, talk to a Guardian Financial Representative to get the guidance you need to make the right decisions for your future, to connect to the right people and products and to make it happen.

Building a strong foundation

Now’s the time to lay the foundation for a successful financial future. This means protecting against any unforeseen pitfalls that you may encounter over the years, and investing to reach your long-term goals.
• Life insurance and disability insurance are designed to give you and your spouse protection from unexpected adversity. Life insurance provides income replacement in the event you or your spouse dies, while disability insurance can help keep your finances on track if one of you becomes ill and can no longer work.

• Guardian’s wide range of mutual funds are investment vehicles that can suit a variety of investing styles and risk tolerance.

• Opening an IRA — whether as a supplement to your employer-sponsored plan or as the core of your retirement savings — is a very smart way to help ensure that you and your spouse enjoy a comfortable retirement when the time comes.

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