
Staffed by small business benefits experts in three national offices, Guardian SGS ensures that small businesses get the attention they deserve.
| Dental | One of the largest dental networks nationwide with no waiting periods for groups with 5+ employees, implants for groups with 2+ employees,and maximum rollover on all plans. |
| Vision | Covers exams and/or materials, flexible copay and frequency options, a choice of two national networks, and savings on out-of-pocket costs when seeing a network provider. |
| STD | For 2-4 employees, guaranteed issue* up to $500 per week. For 5-9 employees, guaranteed issue* up to $1,000 per week with a maximum available weekly benefit of $2,000. |
| LTD | For 2-4 employees, guaranteed issue* up to $2,500 per month. For 5-9 employees, guaranteed issue* up to $6,000 per month with a maximum available monthly benefit of $7,500. |
| Life | For 2-4 employees, guaranteed issue* of $25,000. For 5-9 employees, guaranteed issue* of $50,000. Grandfathering available when replacing existing coverage. |
* Guaranteed Issue is subject to the employer-level health questions on the Master Application. Note: All above information is for general reference only. Underwriting, enrollment and participation information shown identifies minimum requirements and planholders may be subject to further consideration for approval. All guarantee issue references are based on the employer-level health questions on the Master Application.






