FAQ General Member | Guardian Direct

All General FAQs for Members

What does PPO mean and how does a PPO plan work?

What frame brands are covered with VSP vision insurance?

What is the difference between "copayment" and "coinsurance"?

What is a benefit period?

How can I obtain a list of participating Dentists?

Can I see any dentist I want with a DHMO plan?

Is my vision plan good at chain optical centers like Costco, Walmart, Cohen’s, etc.?

Can I visit any eye doctor?

Is my eye doctor in network?

Does my whole family have to use the same dentist?

Does Accident coverage replace a major medical plan?

Does my whole family have to use the same eye doctor?

How do I change my eye doctor?

Why is vision health important?