With Guardian you can deliver better benefits
For over two decades, we have helped Health Plans and Insurance Carriers provide solutions that prioritize well-being, helping to keep their members feeling, thinking, and performing their best.
Health plans choose Guardian because of our shared purpose to inspire well-being™. We are a mutual company that has been caring for people for more than 160 years, with comprehensive benefits solutions that address emotional, mental, physical, and financial well-being. Our modern processes and intuitive tools simplify benefit management and utilization, setting a new bar for offering, managing, and accessing benefits.
When you partner with Guardian, we will personalize a comprehensive solution to help you scale your business and serve your customers even better.
Interested in learning how Guardian can help differentiate your offering?
Dedicated Partnership Team supports you every step of the way, from understanding your priorities to implementing a growth solution
Scalability solutions extend your internal sales and marketing teams' reach
Single carrier solution, beyond medical, offering a broad portfolio of ancillary benefits and streamlined billing
Streamlined set-up process and administration including EDI connections for eligibility and API integrations for several services
Simple language used where appropriate to reduce confusion and questions
Learn more about Guardian’s capabilities:
Broad Benefits Portfolio
When you choose Guardian, you will gain a partner, who can enhance your offering with a full suite of wellness benefits solutions designed to help increase engagement, satisfaction, and lifetime wellbeing.
New plan benefit options based on research insights featuring what consumers most want: Diminishing Deductible, Early Smiles, Preventive Perks, and Local Elite PPO Network1
Innovative programs like Teledentistry and Byte, that give members virtual care and assisted, at-home options
Vision plan options through three leading national networks (Avesis, VSP and Davis Vision)
Supplemental Health Insurance: Accident, Cancer, Critical Illness, Hospital Indemnity
A single-carrier experience with one bill, one policy number, one census, one admin platform, one sales, and service team for all products2
Fast and easy Group Wellness claim submission2
Absence Management Solutions and Disability Insurance
Over 60 years of experience helping businesses manage leave and disability work and over 25 years of Family and Medical leave experience to provide management solutions for companies with 50 to 5,000 employees or more
#1 in the U.S. for total new and enforced disability cases, with Short- and Long-Term Disability (STD/LTD), state-mandated disability, and paid leave programs3
A life protection portfolio including Basic Life, Voluntary Term Life, standard and enhanced Accidental Death and Dismemberment (AD&D), and Travel- Related Insurance Protection (TRIP)4
Policy conversion options that allow members to convert group term coverage to a permanent whole life policy without Evidence of Insurability
Precision Mental Health and Employee Assistance Program Solutions
Partnership with Spring Health provides employees with access to mental health professionals and a wide range of solutions clinically proven to reduce recovery times, and helps companies decrease employee turnover and increase productivity
Partnership with Uprise Health EAP provides members and their families with counseling for stress management and mental health, dependent/elder care, nutrition, fitness, and legal/financial issues5
1 Dental Fundamentals: In-demand benefits that support well-being.
2 Mental wellness benefits discussed herein are provided by Spring Care, Inc., d/b/a Spring Health (“Spring Health”), 251 Park Avenue, South, 6th Floor, New York, NY 10010. Spring Health is not an insurance benefit. Insured products are offered by The Guardian Life Insurance Company, New York, N.Y. (“Guardian”) which has a financial interest in Spring Health. Spring Health may not be offered through Guardian in all states.
3 Source: LIMRA, 2020 Group Sales and Inforce Reports. Ratings as of 5/21 and are subject to change.
4 TRIP is a package for Guardian Life Insurance, Guardian AD&D and TravelAid. TravelAid services are provided by Integrated Behavioral Health, Inc. and United Healthcare Global.
5 The Employee Assistance Program services are provided by Uprise Health, and its contractors. Guardian does not provide any part of the Employee Assistance Program. Guardian is not responsible or liable for care or advice given by any provider or resource under the program.
Material discussed is meant for general informational purposes only.
1 Dental Fundamentals: In-demand benefits that support well-being.
2 Mental wellness benefits discussed herein are provided by Spring Care, Inc., d/b/a Spring Health (“Spring Health”), 251 Park Avenue, South, 6th Floor, New York, NY 10010. Spring Health is not an insurance benefit. Insured products are offered by The Guardian Life Insurance Company, New York, N.Y. (“Guardian”) which has a financial interest in Spring Health. Spring Health may not be offered through Guardian in all states.
3 Source: LIMRA, 2020 Group Sales and Inforce Reports. Ratings as of 5/21 and are subject to change.
4 TRIP is a package for Guardian Life Insurance, Guardian AD&D and TravelAid. TravelAid services are provided by Integrated Behavioral Health, Inc. and United Healthcare Global.
5 The Employee Assistance Program services are provided by Uprise Health, and its contractors. Guardian does not provide any part of the Employee Assistance Program. Guardian is not responsible or liable for care or advice given by any provider or resource under the program.
Material discussed is meant for general informational purposes only.