The Guardian Network

Powerful product portfolio

A strong product portfolio provides you with a marketplace advantage.

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We are in the business of helping consumers find financial confidence and well-being in life, health, and wealth. We help people plan for their family and save for retirement. We help companies take care of their employees.  And we help both recover and thrive in times of unexpected loss. There is power in the strength of Guardian, and you, as a financial professional to make this possible for all. As a leader in financial services, we offer a complete line of high-quality protection, investment, and worksite products designed to help you meet the unique needs of your clients and support their long-term Financial Balance®.

Name
Product
Risk management
  • Whole Life
  • Universal Life
  • Variable Universal Life
  • Term Life
  • High Early Cash Value WL
  • Survivorship Whole Life
  • Pension Trust
  • Riders and Features, including the Long Term Care Rider and Charitable Benefit Rider
Income protection
  • Individual Disability Income
  • Disability Buy-Out
  • Key Person Coverage
  • Student Loan Protection
  • Supplemental Income Protection Program
  • Retirement Protection Plus
Retirement planning
  • 401(k)
  • Variable Annuities
  • Fixed Annuities
  • Immediate Annuities
  • Deferred Income Annuities
Investments
  • Advisory services
  • Brokerage accounts
  • Mutual Funds & Exchange Traded Funds
  • Annuities
  • IRAs
  • 401(k) Solutions
  • Education Accounts
  • World-class technology and tradingplatform with Pershing and Bank ofNew York Mellon
Highly-rated carrier access
  • Innovative Underwriters
  • Seamless Underwriting
  • Access to a wide range of     brands and products
  • Non-Proprietary Life
  • IUL
  • Annuity
  • Disability Income
  • Life Settlements
  • Structured Settlements
Worksite benefits
  • Guaranteed Issue Disability
  • Income Insurance
  • Guaranteed Issue Life Group offering – (voluntary     perm life and term)
  • 401(k)
  • Dental
  • Vision
  • Chronic Illness
  • Cancer
  • Accident
  • Stop Loss
FinancialBalance® is a service mark of The Guardian Life Insurance Company of America®(Guardian), New York, NY 10001. © 2023 Guardian

Securities products and advisory services offered through Park Avenue Securities LLC(PAS), member FINRA, SIPC.
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Variable universal life and variable and fixed annuities issued by The GuardianInsurance & Annuity Company, Inc. (GIAC), a Delaware corporation and wholly-owned subsidiary of Guardian. Individual variable annuities and variable universal life distributed by PAS. Annuity guarantees are backed exclusively by the strength and claims-paying ability of GIAC. PAS is a wholly-owned subsidiary of The Guardian Life Insurance Company of America® (Guardian). Guardian, GIAC, and PAS are located at 10 Hudson Yards, New York, NY 100011-888-600-4667.
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Mutual funds, exchange traded funds, variable universal life, and variable annuities and their underlying variable investment options are sold by prospectus only.Prospectuses contain important information, including fees and expenses. Please read the prospectus carefully before investing or sending money. You should consider the investment objectives, risks, fees, and charges of the investment company carefully before investing. The prospectus contains this and other important information. A prospectus may be obtained from your investment professional or by calling 800-221-3253. To download a fund or contract prospectus, please visit www.GuardianLife.com.

Individual disability income products underwritten and issued by Berkshire Life Insurance Company of America (BLICOA), Pittsfield, MA or provided by Guardian. BLICOA isa wholly owned stock subsidiary of and administrator for the Guardian LifeInsurance Company of America (Guardian), New York, NY. Product provisions and availability may vary by state.

Insurance products are underwritten and issued by The Guardian Life Insurance Company ofAmerica, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. Plan documents are the final arbiter of coverage.

Innovative Underwriters is a wholly-owned subsidiary of Guardian.

Financial information concerningGuardian as of December 31, 2021, on a statutory basis: Admitted Assets = $72.1Billion; Liabilities = $63.5 Billion (including $51.8 Billion of Reserves); andSurplus = $8.6 Billion.

Guardian® is a registered trademark of The Guardian Life Insurance Company of America.

©2023, The Guardian Life Insurance Company of America, New York, NY. All rights reserved.

Pub 6955-G(05/20)
2022-147717 (Exp 12/24)