Retirement calculator disclosures

This material is intended for general public use. The projections and other information you will see here about the likelihood of various outcomes are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results. The output of this calculator may vary with each use and over time. The tool does not consider specific securities held by you and does not therefore attempt to predict the future value of any specific securities. This calculator provides analysis based on your input but makes many additional assumptions detailed in the "How was this calculated" link on every page. By providing this material, neither The Guardian Life Insurance Company of America nor any of its affiliates ("Guardian") are undertaking to provide legal, tax or investment advice for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact your tax, investment or legal advisor for guidance and information specific to your individual situation. Guardian is not responsible for the consequences of any decisions or actions taken in reliance upon or as a result of the information provided by this material.