Competitive features
Benefits designed with well-being in mind
Each type of supplemental health benefit provides a direct benefit payment (available via direct deposit!) to employees to help maintain and strengthen their financial confidence while easing stress and worry around paying for care.
Accident insurance
Includes a 25% benefit increase for a child organized sports injury.1
Cancer insurance
Includes a payment to help cover a vast number of services related to diagnosis, procedures, and treatments, possibly experimental treatments.
Critical illness insurance
Includes expanded coverage and earlier payouts at earlier stages of certain conditions.2
Hospital indemnity insurance
Includes a benefit for hospital admission and an extended hospitalization.
And even further with a built-in wellness benefit
Help offset care-related and medical insurance costs: Pay a direct benefit for completing certain health screenings, tests, or procedures.
That benefit payment helps motivate employees to go for routine, highly-valued health screenings such as an EKG or mammography. And is available with all Guardian supplemental health benefits — another way clients are able to show their employees how much they’re valued and appreciated.
Learn more about our proactive service and engaging enrollment.
1 The child must be insured by the plan on the date the accident occurred and must be 18 years of age or younger; proof of registration required at time of claim.
2 Guardian is proud to be the first to offer employees coverage for preventive measures taken as a result of having a BRCA1 or BRCA2 genetic mutation with its group critical illness insurance product. Not available on other products.
For Agent/Broker Use Only. Not For Use With The General Public.
Guardian’s Group Insurance products are underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states.
In New York, Critical Illness is referred to as Specified Disease.
In Colorado, Hospital Indemnity is referred to as Accident/Sickness Indemnity Coverage.