What is critical illness insurance?
Critical illness insurance helps you pay for expenses that can occur when you experience a serious illness. It’s a benefit payout you receive if you ever experience a serious illness like cancer or a stroke.
Critical illness insurance
Critical illness insurance helps you focus on your recovery, not your finances.
Who is critical illness insurance for?
Critical illness insurance is a good option for anyone who wants additional financial protection that can help them preserve savings or minimize debt in the event of a serious health condition. We offer policies available through many employers.
What does critical illness insurance cover?
Critical illnesses include stroke, heart attacks, Parkinson’s disease, cancer, and more. Our policies can cover more than 30 major illnesses. If you happen to get diagnosed with one of these illnesses, our plans can pay you a lump sum of up to $50,000.¹
Why should I consider critical illness insurance?
It's an affordable way to supplement and pay for the additional expenses that can come with serious illness. Plus, some of our policies pay out benefits for preventing, diagnosing, and treating less serious conditions.
Already have Guardian critical illness insurance?
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What are the benefits of our critical illness insurance?
Here’s how you can get critical illness insurance with us
Get it through work
We work with many employers to provide their workers with critical illness insurance as part of their benefits package. If you want to elect Guardian critical illness insurance through your employer, please speak to your benefits or human resources department.
Offer critical illness insurance to your employees
Critical illness insurance is a great way for companies to help employees add more financial protection they can use in the event of an unexpected diagnosis or condition. We provide businesses with greater flexibility and optional features to meet their unique situation.
Talk to your broker to get started
Connect us to your benefits broker and we’ll work with your team to determine the best coverage for your company’s needs.
Need more information?
Here are resources to help you learn and compare.
