Leading through change
How the technology industry and Guardian can win together.
The technology sector is changing.
Whether it’s start-up or established, SaaS or biotech, technology companies are facing a challenging economic climate. Rising prices, volatile supply chains, and reductions in funding are affecting companies across the industry. Not to mention continuing issues with talent acquisition and turnover. But despite these headwinds, the technology sector is still expected to grow in 2023.1 So how can a company manage the complexity of today’s environment?
With over 160 years of experience, Guardian has the stability and know-how technology companies need to guide them through times of change. Coupled with industry -leading technology and a differentiated offering, Guardian is uniquely positioned to support technology companies as they overcome new and unexpected challenges.
Here are three reasons why the tech industry should go with Guardian:
1. Balancing a progressive offering and profitability
The technology industry is known for its progressive stance on employee benefits. Benefits packages have become a way to attract and retain top talent. But maintaining this level of support can be difficult in times of economic pressure. Here is where Guardian can help.
Guardian offers a broad range of benefits that can be customized to meet employer needs, while maintaining the product features and benefits that employees want.
Mental wellness benefits that offer therapy appointments in an average of <2 days and boast proven results; nearly 70% of engaged members report reliable improvements in anxiety and depression.2
Dental insurance that was designed based on customer feedback that supports better oral health and wellness including discounts for teeth whitening and invisible orthodontics, 100% in-network coverage for children ages 12 and under, and a Diminishing DeductibleTM that lowers the deductible until it reaches $0 after year 3.
Disability insurance that is easy to access and provides the added security and enhanced income protection your employees need for peace of mind. In addition, Guardian can help you develop an integrated disability strategy with our group LTD and individual disability insurance offering to help enhance your benefits offering while reducing risk.
Supplemental health benefits that can provide the extra support employees need, while helping employers expand benefit options. Whether accident or illness, or even certain preventive care measures, supplemental health insurance can help employees confidently face the unexpected.
A curated offering to meet your and your employees’ needs
Mental wellness benefits
A workforce approach to mental wellness.
Dental insurance
Supporting health and well-being at a time, one smile at a time.
Disability insurance
Help employees protect their income when they need it most.
Supplemental health insurance
Give your employees confidence to face the unexpected.
2. With innovation, the complex becomes simple
In order to recruit and retain top talent, technology companies need to offer standout benefits packages. But the administrative burden of implementing and managing these often -complex packages can be overwhelming. Incorrect eligibility information, payroll deduction errors, and enrollment communications that are confusing and frustrating to employees are just a few of the time-consuming issues employers must deal with. Luckily, Guardian can help.
As a center of excellence for benefits enrollment technology, Guardian’s API integrations with key benefits administration platforms help eliminate the complexity of plan setup and data exchange, while solving common pain points in the benefits administration process. In addition, Guardian can work with employers to develop an active enrollment strategy to help employers and employees get the most value from their benefits, without any of the frustrations.
Hit the easy button on benefits administration
Simplifying benefits administration
Using API technology to modernize data exchange with key benefits administration platforms.
Benefits enrollment solutions
Give employees clarity and confidence in their enrollment decisions.
Enrollment communication support
We work with you to develop holistic, thoughtfully designed enrollment communications.
3. A seamless benefits experience, for you and your employees
Technology companies can grow and change at accelerated rates and it’s easy for employers to feel overwhelmed while trying to manage that change alone. At Guardian, our dedicated client service team can help employers break down the challenges of benefits management, giving them the confidence to handle their company’s changing needs.
One client service team
One bill for all products
One eligibility file
One client-central portal via Guardian Anytime
In addition, Guardian intuitively integrates short-term disability and supplemental health claims, allowing us to proactively ensure that employees receive all the benefits which they are entitled, while creating a simple claims management experience for employers.
The comfort and confidence that comes with personalized support
When it comes time to use and manage benefits, Guardian has you covered. Learn how our people and systems serve group benefits customers.
Seamless benefits when they are needed most
Employees don't needed complexity when dealing with illness or injury. A simple, transparent benefits experience helps employees focus on getting well, so they can return to work feeling their best.
Ready, Set, Start-up
Benefits at smaller tech firms should grow along with their business
1 Gartner Forecast Worldwide IT Spending to Grow 2.4% in 2023, Garter, 2023, https://www.gartner.com/en/newsroom/press-releases/2023-01-18-gartner-forecasts-worldwide-it-spending-to-grow-2-percent-in-2023
2 “After treatment, 69.3% of participants showed reliable improvement for depression and 68.7% showed improvement for anxiety.” Bondar J, Babich Morrow C, Gueorguieva R, et al. Clinical and Financial Outcomes Associated With a Workplace Mental Health Program Before and During the COVID-19 Pandemic. JAMA Netw Open. 2022;5(6):e2216349. doi:10.1001/ jamanetworkopen.2022.16349; 5/13,7/13.
Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof. Mental wellness benefits discussed herein are provided by Spring Care, Inc., d/b/a Spring Health (“Spring Health”), 251 Park Avenue, South, 6th Floor, New York, NY 10010. Spring Health is not an insurance benefit. Insured products are offered by The Guardian Life Insurance Company, New York, N.Y. (“Guardian”) which has a financial interest in Spring Health. Spring Health may not be offered through Guardian in all states. Guardian's Dental and Supplemental Health Insurance are underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. Supplemental health insurance are limited plans that provide the specified financial support, as a lump sum or indemnity benefit, for insured injury from a covered accident, following the diagnosis of a covered accident or a covered critical illness, or following a covered hospitalization. This is not minimum essential coverage as defined by federal law. This coverage will not reimburse for hospital or medical expenses. Generic Policy Form #s: GP-1-ACC-18; GP-1-CAN-IC-12, et al; GP-1-LAH-12R; GP-1-CI-14; GP-1-HI-15; GP-1-DG2000, et al; GP-1-DEN-16; DG7-P. The state approved form is the governing document. Early Smiles in network option is available in all states excluding GA, MS, SD, TX & WY where an in and out of network option is available. Guardian’s Group Long Term and Short Term Disability Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. Generic Policy Form #s GP-1-LTD-15 and GP-1-STD-15. The state approved form is the governing document.
1 Gartner Forecast Worldwide IT Spending to Grow 2.4% in 2023, Garter, 2023, https://www.gartner.com/en/newsroom/press-releases/2023-01-18-gartner-forecasts-worldwide-it-spending-to-grow-2-percent-in-2023
2 “After treatment, 69.3% of participants showed reliable improvement for depression and 68.7% showed improvement for anxiety.” Bondar J, Babich Morrow C, Gueorguieva R, et al. Clinical and Financial Outcomes Associated With a Workplace Mental Health Program Before and During the COVID-19 Pandemic. JAMA Netw Open. 2022;5(6):e2216349. doi:10.1001/ jamanetworkopen.2022.16349; 5/13,7/13.
Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof. Mental wellness benefits discussed herein are provided by Spring Care, Inc., d/b/a Spring Health (“Spring Health”), 251 Park Avenue, South, 6th Floor, New York, NY 10010. Spring Health is not an insurance benefit. Insured products are offered by The Guardian Life Insurance Company, New York, N.Y. (“Guardian”) which has a financial interest in Spring Health. Spring Health may not be offered through Guardian in all states. Guardian's Dental and Supplemental Health Insurance are underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. Supplemental health insurance are limited plans that provide the specified financial support, as a lump sum or indemnity benefit, for insured injury from a covered accident, following the diagnosis of a covered accident or a covered critical illness, or following a covered hospitalization. This is not minimum essential coverage as defined by federal law. This coverage will not reimburse for hospital or medical expenses. Generic Policy Form #s: GP-1-ACC-18; GP-1-CAN-IC-12, et al; GP-1-LAH-12R; GP-1-CI-14; GP-1-HI-15; GP-1-DG2000, et al; GP-1-DEN-16; DG7-P. The state approved form is the governing document. Early Smiles in network option is available in all states excluding GA, MS, SD, TX & WY where an in and out of network option is available. Guardian’s Group Long Term and Short Term Disability Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. Generic Policy Form #s GP-1-LTD-15 and GP-1-STD-15. The state approved form is the governing document.