Massachusetts Paid Family and Medical Leave Act
The Massachusetts Paid Family and Medical Leave (MA PFML) law allows workers to take paid time off for a serious health condition or to care for family members and provides job protection during approved leaves.
What is Guardian doing?
Guardian has a private plan option to assist covered employers in meeting their obligation to provide Massachusetts’ state mandated PFML coverage.
Our product offering is fully insured, state-approved and competitively priced. Plus, our digital capabilities can make administration easier – with online claims submission and access to bills, policies, and reports.
You can count on:
Dedicated support to file a private plan exemption with the state.
Assistance with adjusting Short Term Disability (STD) and Long Term Disability (LTD) plan
designs to integrate with a PFML plan.A single point-of-contact for disability and/or paid leave claims inquiries.
Experienced claims management by tenured professionals, including safe and effective return to work support.
Updates on new regulations and ongoing guidance to keep you compliant.
Please contact your Guardian group sales consultant or broker for quoting requirements and additional information concerning a MA PFML private plan option through Guardian.
Why Guardian?
Guardian has provided employers with statutory disability plans for more than a decade, taking a consultative approach to bring the right resources together for successful PFML plan implementation and management, no matter the level of complexity. Our management of PFML plans helps ensure that any human resources team can meet the challenge of efficiently managing employee leaves while easing administrative burden and enhancing compliance.
Our Guardian Absence SolutionsSM can help reduce the administrative burden and enhance compliance with the integrated management of STD and LTD benefits, state and federal family medical leaves, and company leaves. Available to companies with 50 or more employees, employers can choose from a variety of plans and service options, including ADA support. Effective employee leave management is key to ensuring your business remains compliant with state laws, helping you to avoid costly fines.
Guardian Absence SolutionsSM is a service mark of The Guardian Life Insurance Company of America.
All terms of coverage, including benefits, eligibility, coverage limitations and exclusions under Guardian’s Massachusetts Paid Family and Medical Leave plan (MA PFML) will comply with MA PFML law and regulation. Any optional riders and/or features which may be available may incur additional costs. Plan documents are the final arbiter of coverage.
Group insurance products are underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states.
* Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agent and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof. Does not provide tax, legal, or accounting advice. Consult your tax, legal, or account professional regarding your individual situation.
Guardian’s Group Short and Long Term Disability Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs.