New Jersey Temporary Disability Benefits (TDB) and Family Leave Insurance (FLI)
The New Jersey Temporary Disability Benefits (TDB) law allows for NJ covered workers to take paid time off for their own non-occupational related injury or illness (under TDB) or to care for a family member with a serious health condition or bond with a new child (under FLI).
Guardian has a private plan option for temporary disability coverage to assist covered employers in meeting their regulatory obligation for their New Jersey covered employees. We don't offer Family Leave Insurance (FLI) coverage at this time.
Our product offering is fully insured, state-approved, and competitively priced. Our digital capabilities can make administration easier – with online claims submission and claims status as well as quarterly and year-end tax reports.
You can count on:
Assistance with adjusting short-term disability (STD) and long-term disability (LTD) plan designs to integrate with a state-mandated paid leave plan.
A single point-of-contact for disability claims inquiries.
Experienced claims management by tenured professionals.
Updates on new regulations and ongoing guidance to keep you compliant.
Please contact your Guardian Group sales consultant or broker for quoting requirements and additional information concerning a NJ TDB private plan option through Guardian.
Why Guardian?
Guardian has provided employers with statutory disability plans for more than a decade, taking a consultative approach to bring resources together for successful PFML plan implementation and management, no matter the level of complexity. Our management of PFML plans helps ensure that any human resources team can meet the challenge of efficiently managing employee leaves while easing administrative responsibilities and enhancing compliance.
Our Guardian Absence SolutionsSM can help reduce the administrative burden and enhance compliance with the integrated management of STD and LTD benefits, state and federal family medical leaves, and company leaves. Available to companies with 50 or more employees, employers can choose from a variety of plans and service options, including ADA support. Effective employee leave management is key to ensuring your business remains compliant with state laws, helping to avoid costly fines.
To learn more about Guardian leave management services reach out to your Guardian Group sales consultant or broker.