Go with the carrier that offers dental coverage with the access, convenience, and savings on care workforces need and want. Delivered in a way that matters. A carrier that cares for employee oral health and overall well-being.
From the moment an employee gets Guardian Dental Insurance, they're guided to ways to get the most out of their benefits. Because when employees understand their benefits, they're more likely to appreciate and use them. And when that continuous learning is paired with easy tools and smooth processes, that's a winning combination for enhancing health and well-being.
A mobile app, ongoing education, and an online service portal, Guardian Anytime, put control of care at employee fingertips by providing digital ID cards, coverage info, a find a dentist feature, and more.
Diminishing Deductible® and Early Smiles® 100% in-network coverage for kids were created with input from actual employees.
Employees can get access to in-network dental care close to work, close to home, and close to what matters with 138,000+ dental professionals1 in our network (and growing).
Employers that use Guardian Access ensure their employees get enrolled accurately and get access to digital ID cards without delay. Plus, our prompt processing of claims helps make using coverage easy and simple.
When employees feel seen, heard, and understood, that can help better equip them to get the most out of their benefits. And in turn boost use.
And when employees have greater use of in-network preventive care, this can not only lead to lower out-of-pocket dental costs for workers and their families, but it can also lower employer costs.2
Alana got a new job after being out of work for several months. She's thrilled to be able to catch up on important wellness appointments, like going to the dentist. Although she is a bit anxious. After getting her digital ID card and downloading the Guardian app, she uses the Find a Provider tool to find an in-network dentist nearby, which, she learned, can help her save on care.
Mostly, everything looked good. Although her dentist noticed some gum recession and then learned about Alana's stress and anxiety related to her recent unemployment. Which may have contributed to her grinding her teeth, and that gum recession. Alana was aware her mental health could affect her oral health, thanks to Guardian resources.
Guardian reviews the visit claim, processes it, and pays after approval. At the same time, the periodontist who will treat Alana's gum recession contacts Guardian about pre-determination (an estimate ahead of service that explains what's covered and what Alana's share of costs will be). Alana learned the dental term from Guardian educational resources.
Alana gets an alert that there’s no remaining balance for her dentist visit — she's all set! And the periodontist’s office calls with an estimate. Now she’s ready to schedule a gum graft to ensure the recession doesn’t worsen and affect her overall health and well-being. She breathes a sigh of relief now that a plan of action is in motion!
1Guardian Internal reporting 6/2024
2An Ounce of Prevention: The link between preventive dental care, better oral health, and overall wellness, Guardian's 12th Annual Workplace Benefits Study, 2024
3Alana's story is for illustrative purposes only. Experience may not represent the experience of others nor predict future results.
DentalGuard Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. Policy Form # DG7-P. The deductible for our members and their dependents lowers each year until it reaches $0 after year 3. Early Smiles in network option is available in all states excluding GA, MS, SD, TX & WY where an in and out of network options available.