Important Disclosure

DTC GLIC, LLC., (d/b/a DTC GLIC Insurance Sales, LLC in California) is the agent for The Guardian Life Insurance Company of America and its subsidiaries (“Guardian”) for all products underwritten and issued by Guardian and certain third-party insurers through guardiandirect.com. DTC GLIC, LLC is a wholly owned subsidiary of The Guardian Life Insurance Company of America and is a licensed agent for life, accident
and health insurance products.

Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof.

Teeth whitening benefits may be considered taxable income. Furthermore, the IRS considers teeth whitening to be a cosmetic procedure, such that out-of-pocket costs for teeth whitening are not medical care expenses for tax purposes.  Guardian Direct does not provide tax or legal advice. Please consult your personal tax or legal advisor for more information on the tax consequences of teeth whitening coverage.