Is supplemental insurance worth it?
These types of coverage can help protect your financial well-being due to illness or injury.
1 The child must be insured by the plan on date the accident occurred. The child must be 18 years of age or younger. Benefit coverage is 20-25% depending on the state.
2 https://www.healthcare.gov/why-coverage-is-important/protection-from-high-medical-costs/
3 Guardian Benefits Optimization 2023 report
Accident, Critical Illness, Cancer and Hospital Insurance coverages are underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. Plan documents are the final arbiter of coverage. Accident policy provides Accident insurance only. It does not provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services. IMPORTANT NOTICE –THIS POLICY DOES NOT PROVIDE COVERAGE FOR SICKNESS. Critical Illness and Cancer policy provides limited benefits health insurance only. Hospital policy provides limited hospital insurance only. Vision, Critical Illness, Cancer and Hospital policies do not provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services.
Material discussed is meant for general informational purposes only and is not to be construed as tax, legal, medical, or financial advice. Guardian, its subsidiaries, agents and employees do not provide tax, legal, medical or finance advice. Consult your tax, legal, medical or finance professional regarding your individual situation.
Links to external sites are provided for your convenience in locating related information and services. GuardianWell, its parent, affiliates, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, individuals mentioned in the article, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof.
1 The child must be insured by the plan on date the accident occurred. The child must be 18 years of age or younger. Benefit coverage is 20-25% depending on the state.
2 https://www.healthcare.gov/why-coverage-is-important/protection-from-high-medical-costs/
3 Guardian Benefits Optimization 2023 report
Accident, Critical Illness, Cancer and Hospital Insurance coverages are underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. Plan documents are the final arbiter of coverage. Accident policy provides Accident insurance only. It does not provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services. IMPORTANT NOTICE –THIS POLICY DOES NOT PROVIDE COVERAGE FOR SICKNESS. Critical Illness and Cancer policy provides limited benefits health insurance only. Hospital policy provides limited hospital insurance only. Vision, Critical Illness, Cancer and Hospital policies do not provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services.
Material discussed is meant for general informational purposes only and is not to be construed as tax, legal, medical, or financial advice. Guardian, its subsidiaries, agents and employees do not provide tax, legal, medical or finance advice. Consult your tax, legal, medical or finance professional regarding your individual situation.
Links to external sites are provided for your convenience in locating related information and services. GuardianWell, its parent, affiliates, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, individuals mentioned in the article, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof.