2024 Employer Guide to Life Insurance
Group life insurance benefits are a key source of financial protection for your employees – and their families. Here’s how to help them get it.
1 “Prepared and Protected: How life insurance supports financial wellness for those you love,” Guardian 12th Annual Workplace Benefits Study, 2023, page 14
2 “Prepared and Protected: How life insurance supports financial wellness for those you love,” Guardian 12th Annual Workplace Benefits Study, 2023, page 10
3 “Prepared and Protected: How life insurance supports financial wellness for those you love,” Guardian 12th Annual Workplace Benefits Study, 2023, page 8
The Employee Assistance Program is provided through independent third-party vendors. Guardian is not responsible or liable for care or advice given by any provider or any service offering within the Employee Assistance Program. This information is for informational purposes only. It is not a contract. Only the plan service agreement can provide the actual terms, services, limitations, and exclusions. Guardian reserves the right to discontinue the Employee Assistance Program at any time without notice. Legal services provided through the Employee Assistance Program will not be provided in connection with or preparation for any action against Guardian or your employer. The Employee Assistance Program, or any individual service offering within the Program, is not an insurance benefit and may not be available in all states. Legal/financial assistance and resources services are not available in the states of New York and Hawaii. These services are permissible in the state of Washington: will preparation services, financial planning and estate planning services, probate and estate settlement services, grief counseling, funeral planning and funeral services. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult a tax, legal, or accounting professional regarding your individual situation.
WillPrep Services are provided by Uprise Health, and its contractors. The Guardian Life Insurance Company of America (Guardian) does not provide any part of WillPrep Services. Guardian is not responsible or liable for care or advice given by any provider or resource under the program. This information is for illustrative purposes only. It is not a contract. Only the Administration Agreement can provide the actual terms, services, limitations and exclusions. Guardian and Uprise Health reserve the right to discontinue the WillPrep Services at any time without notice. Legal services will not be provided in connection with or preparation for any action against Guardian, Uprise Health, or your employer. WillPrep Services is not an insurance benefit and may not be available in all states.
Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof.
1 “Prepared and Protected: How life insurance supports financial wellness for those you love,” Guardian 12th Annual Workplace Benefits Study, 2023, page 14
2 “Prepared and Protected: How life insurance supports financial wellness for those you love,” Guardian 12th Annual Workplace Benefits Study, 2023, page 10
3 “Prepared and Protected: How life insurance supports financial wellness for those you love,” Guardian 12th Annual Workplace Benefits Study, 2023, page 8
The Employee Assistance Program is provided through independent third-party vendors. Guardian is not responsible or liable for care or advice given by any provider or any service offering within the Employee Assistance Program. This information is for informational purposes only. It is not a contract. Only the plan service agreement can provide the actual terms, services, limitations, and exclusions. Guardian reserves the right to discontinue the Employee Assistance Program at any time without notice. Legal services provided through the Employee Assistance Program will not be provided in connection with or preparation for any action against Guardian or your employer. The Employee Assistance Program, or any individual service offering within the Program, is not an insurance benefit and may not be available in all states. Legal/financial assistance and resources services are not available in the states of New York and Hawaii. These services are permissible in the state of Washington: will preparation services, financial planning and estate planning services, probate and estate settlement services, grief counseling, funeral planning and funeral services. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult a tax, legal, or accounting professional regarding your individual situation.
WillPrep Services are provided by Uprise Health, and its contractors. The Guardian Life Insurance Company of America (Guardian) does not provide any part of WillPrep Services. Guardian is not responsible or liable for care or advice given by any provider or resource under the program. This information is for illustrative purposes only. It is not a contract. Only the Administration Agreement can provide the actual terms, services, limitations and exclusions. Guardian and Uprise Health reserve the right to discontinue the WillPrep Services at any time without notice. Legal services will not be provided in connection with or preparation for any action against Guardian, Uprise Health, or your employer. WillPrep Services is not an insurance benefit and may not be available in all states.
Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof.