Unless otherwise noted, all information contained in this report comes from Guardian 13th Annual Workplace Benefits Study, 2024. The Guardian Life Insurance Company of America (Guardian), New York, New York. GUARDIAN® is a registered trademark of The Guardian Life Insurance Company of America. © Copyright 2024, The Guardian Life Insurance Company of America.

Unless otherwise noted, all information contained in this report comes from Guardian 13th Annual Workplace Benefits Study, 2024. The Guardian Life Insurance Company of America (Guardian), New York, New York. GUARDIAN® is a registered trademark of The Guardian Life Insurance Company of America. © Copyright 2024, The Guardian Life Insurance Company of America.