Supporting the whole you during life’s biggest moments
Moving out of your parents' house, getting married, preparing to welcome a new family member, dealing with a difficult health diagnosis — there are a lot of highs and lows throughout life. At Guardian, we’re here to support the whole you — mind, body, and wallet® — along the way.
Welcoming a new baby, for example, is an incredible and exciting time. Picking names, setting up a nursery, and soaking up the newborn snuggles are truly special moments. And while we know pregnancy takes a physical toll, emotions and finances are profoundly impacted when you add to your family.
For those without the option of taking paid leave, you may be forced to rely on savings while you’re not working. In fact, just over 1 in 4 people (27%) who work in the private sector have access to paid family leave.1 Research shows that adequate paid maternity leave provides benefits for mother, baby, and the entire family, such as decreased rehospitalization rates, improved stress management, and more consistent exercise.2
Additionally, the significant adjustment of parenthood can have an emotional toll. Short-term disability leaves for post-partum depression have risen 215% since 2020. Shorter paid maternity leaves are associated with increased depressive symptoms.3 We’re here to help you conquer the challenges. Our empathetic service and a full spectrum of well-being products and resources help support you every step of the way:
Short-term disability insurance helps protect your paycheck while you’re on maternity leave. And our newly offered rider can waive the waiting period, allowing moms to get paid from day one while they’re out.
Hospital indemnity insurance benefits are paid directly to you based on admission and days hospitalized. You can use the money you get to help cover any costs, from out-of-pocket medical expenses to added household costs, like childcare.
We provide access to mental health support services to help you and your family get resources and access to therapy.
And life insurance helps ensure that your child is protected in the future as long as premiums are paid, no matter what happens.
From the happiest moment of your life to the toughest, we’re behind our customers every step of the way. We help provide holistic ways to care for yourself after a cancer diagnosis. We know there’s more than just the physical challenge of recovery that comes with fighting cancer. It may be financially and emotionally draining as well.
People who are fighting cancer have triple the risk of having a major depressive disorder4 and 1 in 4 adults who’ve had cancer has declared bankruptcy or lost their home to eviction or foreclosure.5 We’re here to help you navigate the process with empathic support during life’s most pivotal moments with solutions and resources:
Disability insurance helps provide you with short- or long-term income protection while you’re too sick to work.
Critical illness insurance provides a lump sum payment benefit based on the treatments and screenings you receive for covered illnesses.
Hospital indemnity insurance can help provide you with extra financial support in addition to medical insurance if you’re hospitalized.
Mental health resources can help support your emotional wellness every step of the way.
No matter what life brings your way, Guardian is here to help support you during the moments that matter. It’s our job to help make you feel like you’re cared for while you’re focused on your family’s new addition, a difficult health diagnosis, and everything in between.