Guardian life insurance
If something were to happen, life insurance can help beneficiaries manage expenses – from everyday bills to larger obligations like mortgages, car payments, and loans. Not only that, but life insurance can also help employees pay to care for aging parents, or even leave money to charitable organizations.
Why life insurance adds value to any benefits mix
While 8 in 10 Americans are concerned about being financially prepared in the event of a premature death, yet almost 3 in 10 don’t own life insurance.1
People tend to overestimate the cost of life insurance. Most don’t realize that the average monthly premium can be as affordable as other expenses, such as the cost of a daily latte.
That can be appealing to millennials – less than 50 percent of whom own life insurance.2
Read the Guardian Workplace Benefits Study, “Prepared and Protected: How life insurance supports financial wellness for those we love.”
Guardian helps employers offer a life insurance program that:
Protects the people and causes employees value
Sets employees on a path toward financial wellness
Works with a company’s bottom line
How Guardian life insurance can go further
We offer a wide variety of products and features that help address employees’ needs:
Accidental Death & Dismemberment (AD&D)
Help increase financial confidence for employees by offering AD&D insurance as a complement to a Guardian life plan to cover accidental death and injuries.
LifeAssist℠
Provide employees with the critical income needed should they suffer a severe or catastrophic disability.
Will Preparation Services
Offer employees complimentary access to estate planning professionals, online planning documents, and a resource library. Standard with all voluntary life plans.3
Employee Assistance Program (EAP)
Give employees the opportunity to access confidential, one-on-one, and web-based support on personal, financial, and legal matters. Workplace tools for employers are also available.
How Guardian goes further
Our enrollment support takes the work off employers by offering:
a wide array of product education and decision support resources like onsite meetings, phone help, and online tools
multiple online enrollment options through GuardianAnytime.com or benefits administration platforms driven by the latest technology
re-enrollment options that allow employees to increase coverage over time without medical exams
Support employers and employees can count on
As a company that’s been delivering on promises for more than 160 years, our stability means we’ll be there when our customers need us most. When a life claim is filed, a tenured, dedicated life case manager handles your employees’ experience with empathy and care, and facilitates fast, accurate benefits payments.